Complimentary app for Android Os
- Anytime, anywhere
- No application charges
- No security
- No guarantors
- No wahala!
Fido cash Lending Limited (FIDO) is really a standard bank based in Accra, Ghana and certified by Bank of Ghana. FIDO provides easily loans that are short-term called FIDO Loans. Our clients can put on for the FIDO Loan straight from their very own smart phone or in FIDO’s branch and get a credit choice in a few minutes. The mortgage can be acquired to salaried, contracted and professionals that are self-employed. Just a one-time verification of ID and mobile speedyloan.net/payday-loans-ok/ cash account is important before disbursement associated with the cash. No security or guarantors are expected.
Is FIDO authorized to offer loans in Ghana? Yes. FIDO is certified because of the lender of Ghana to supply loans. Which are the charges to make use of Fido? There are not any UPFRONT FEES for making use of the FIDO mobile software or obtaining a FIDO Loan. A processing is charged by us charge which is disclosed towards the consumer just before accepting that loan, and are also compensated just once you get the cash, if your loan is born for payment. So what can the FIDO is used by me Loan for? Customers may use the profits for almost any function, aside from unlawful task. Do you know the eligibility needs? To be eligible for a a FIDO Loan, you’ll need a legitimate id and cellphone cash or Bank Account.
- ID Type: Driver’s License, NHIA Membership, Voter ID, Nationwide ID or Passport
- Cellphone cash account: MTN Cellphone cash, Tigo money & Airtel Money registered in your title for at the very least 8 weeks.
- Banking account: initial bank declaration for a legitimate deposit account having a commercial bank in Ghana.
You really must be a resident in Ghana over 18 years old. Simply how much could be the interest? The attention prices for brand new clients begin at 14per cent for thirty day period, the attention quantity is exhibited within the software before you apply. Coming back clients having good reputation for spending your loans with Fido on time get better rate of interest on future loans, the cheapest rate of interest is 8% for 1 month. The length of time does it decide to try accept my demand? Within 1 minute after distribution, a credit decision are going to be shown in the display screen.
FIDO app evaluates each loan application and book the ability to reject some applications. Your decision may not be reversed so we can just only suggest one to use once again after two weeks. My demand ended up being authorized. Exactly just just What do i need to do next? Please read carefully the instructions exhibited into the software if the loan happens to be authorized. The directions will either let you know to accept the mortgage contract in the software to accomplish the method, or go to a branch for processing. Please see the Contact section for opening hours and guidelines to the branch. Where so when will my FIDO Loan be compensated? The loan is paid out instantly for MTN /Tigo Cash and 1 business day for all other methods after fully completing the process. We shall alert you by SMS of this transfer. Just exactly exactly How am I going to repay the FIDO Loan? Once the loan becomes due, you are going to need to move the income from your own wallet procedure that is following. To cover with money, you can travel to any Zenith bank deposit and branch to FIDO’s account. Make every effort to always utilize your Client ID for re payment.
|Money – Zenith bank||Tigo Money||MTN Cellphone Money||Airtel Cash|
|(needs to be from very very own wallet)
Select: Pay Bill
choose: General Payment
Enter Payment Code: Fido
Enter Pin Code: _ _ _ _
| Dial: *500#
choose: purchase Goods
Enter Merchant title: FIDO
Enter Amount: ______
Enter Reference: *********
Enter Pin Code: _ _ _ _
What may happen if i cannot repay the FIDO Loan on-time? Please e mail us with any presssing problems associated with the payment of your FIDO Loan. Clients will likely to be charged extra charges for belated repayments. Fido reserves the ability to just simply just take any appropriate action to recover outstanding debts and report delinquent borrowers towards the appropriate agencies and/or authorities. What’s the min/max loan quantity? Very first time borrowers meet the criteria for no more than 200 GHC to be compensated within 10 to 33 times. The loan term must certanly be chosen into the application when applying.
Spending your loan on time could possibly get you an increased quantity and paid off interest as the ladder is climbed by you as much as at the most 1000 GHS.