Federal Subsidized Stafford Loans: Need-based loans open to undergraduate and graduate pupils enrolled at least half-time. Interest will not accrue in the loan whilst the pupil is enrolled at half-time that is least in a degree-seeking system as well as for half a year thereafter, of which time payment for the principal and interest must start. re Payment is delayed if the student comes back to college.
Federal Unsubsidized Stafford Loans: Non-need-based loans open to undergraduate and graduate pupils enrolled at half-time that is least. Continue reading Stafford Loan FAQs. What’s the distinction between unsubsidized and subsidized Stafford loans?